Legal

Disclaimer

Please remember that important information about this product is contained in its prospectus. Please obtain a prospectus and read it carefully before investing, paying particular attention to the risk factors disclosed in the prospectus. All of our prospectuses are available for you to download from this website.  For more information about this investment product or any of our other products, please contact your investment advisor or us.

You should be aware that:

  • This product may not be suitable for all investors.
  • The indicated rates of return (if any) are used only to illustrate the effects of the compound growth rate and are not intended to reflect future values of the product or returns on investment.
  • The indicated rates of return (if any) are the historical annual compound total returns including changes in unit (or share) value and reinvestment of all dividends or distributions, and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns.
  • Commissions, trailing commissions, management fees and expenses all may be associated with this product.
  • This product is not guaranteed, its value changes frequently and past performance may not be repeated.
  • In the case of our labour-sponsored investment Funds, you must hold your shares at least eight years in order to keep the tax credits offered by these Funds.  Tax credits offered by some of our products may have to be repaid in certain circumstances.

Website Use Agreement

Your use of this Website is governed by the Website Use Agreement which contains important provisions, including provisions disclaiming, limiting or excluding our liability for your use of our website and provisions determining the applicable law and exclusive jurisdiction for the resolution of any disputes regarding your use of our website. Please take the time to read this agreement in its entirety.